As a visitor from another country, you're not covered by Canada's National Health Care program. Moreover, your domestic health insurance policy may not provide adequate coverage when you're travelling or residing outside your home country. Travel Insurance is a quick and simple way of being covered for these unforeseen costs. A long awaited vacation can turn into a major disappointment if it’s spent in the hospital and an even bigger disappointment if unexpected medical bills accumulate. There are many companies that offer travel medical insurance. Your mission should be to find the one that's right for you.

When choosing travel medical insurance for a visit to Canada, it's a good idea to purchase from a Canadian insurance company. They know the medical system and are familiar with costs and common health risks. They're also easier to get in touch with if a medical emergency should arise during your stay.

It's important to choose a policy that gives you sufficient coverage. A basic plan should cover each family member up to an appropriate amount, and should include benefits such as ambulance expenses, laboratory tests, doctor bills and public hospital rooms.